If you own or operate multiple vehicles, then according to the law you will need insurance coverage for each and every single one of these. The best way to do this is to simply purchase a multi car insurance policy that will cover all of your vehicles under one contract. The problem with doing this though is that you'll need to do substantial research up front in order to make sure that you aren't getting ripped off or undersold. If you're confused about where to start then this short guide will walk you through all the things necessary to ensure that you get the best multi car insurance coverage you need at the right price!
A few things you should do...
One of the most important things you should do before looking for multi car insurance quotes is to determine exactly the type of coverage you need. This is vital to your search because many insurance companies love to "upsell" you on your policy right before you sign on the dotted line. If you don't have a clear conception of what you need then it may be easy for you to give in. This is especially true once the insurance agent begins explaining all of the "benefits" of having this new shiny item included in your policy.
Another important thing to keep in mind is that you should get multi car insurance quotes from as many different companies as possible before signing any type of document. This may seem like a major hassle, but doing so could stop you from making a very costly mistake that you'd likely come to regret later on down the road. The best way to do this is to simply make a list of the top insurance companies that you'd prefer and then go to work calling around for a quote. Do not make a decision until you've received a set price from each of them and have enough information to make an informed purchase.
A few things you shouldn't do...
Although the cost of your multi car insurance policy is undoubtedly important, you should not make this the primary factor in deciding which company you choose to buy from. In certain situations the lower cost could be indicative of problems with the actual policy itself. For example some comprehensive insurance policies may not be as comprehensive as you'd like. In addition to this there are several other things like rental car re-imbursement in the case your car gets stolen. This may not seem like a "big deal" at this moment in time, but you may find yourself in the unfortunate situation of waiting weeks, or perhaps even months for your insurer to pay out. In the end you could end up spending more money than you would have if you would've chosen a more comprehensive multi car insurance policy to begin with.
These are just a few tips to help you get the best deal on your new multi car insurance policy. Following this advice will ensure that you never come to regret your decision.